Final Expense Planning
How to Protect Your Family from Funeral Costs in 2025
June 28, 2025
4 min read
The average cost of a funeral in 2025 continues to rise—and many families aren't prepared.
Between casket, service, burial or cremation, and transportation, the total often falls between $8,000 and $15,000.
That's a big bill for a grieving family to face.
Why Final Expense Insurance Exists
Final expense insurance (also known as burial insurance) was created for this exact reason: to give your loved ones peace of mind.
These plans are:
- Easy to qualify for (even with health conditions)
- Permanent (they never expire if you pay your premiums)
- Designed for people aged 50 to 90
You can choose coverage amounts from $5,000 to $50,000 depending on your needs.
Real Talk: Most Families Aren't Ready
Even people who seem financially stable may not have the liquid cash to cover funeral costs on short notice. And GoFundMe isn't a backup plan.
If you want to take that burden off your family, this is one of the simplest, kindest things you can do.