Terms of Service

What We Do

OurLives Protected connects you with licensed insurance agents and carriers to help you find life insurance coverage. We are not an insurance company. We do not underwrite or issue policies.

Eligibility

You must be at least 18 years old to use this site. By submitting information, you confirm that all details you provide are accurate and truthful.

Consent to Contact

By submitting your information, you consent to receive calls, texts, and emails from OurLives Protected and our partners regarding life insurance, even if your number is on a Do Not Call list. Your consent is not required to purchase anything. You may opt out at any time by contacting us. Message and data rates may apply.

Insurance Disclaimer

All quotes are estimates only and subject to underwriting approval. Final rates and coverage are determined by the insurance carrier. Not all applicants will qualify for coverage or displayed rates. Coverage is not in effect until a policy is issued by a carrier.

Limitation of Liability

OurLives Protected is not liable for any damages arising from your use of this site. Our total liability is limited to $100.00 USD.

Governing Law

These terms are governed by the laws of the State of North Carolina. Any disputes will be resolved in the courts of Mecklenburg County, North Carolina.

Changes

We may update these terms at any time. Changes will be posted here with an updated date.

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